Pay By Link with Smarter Payments Portal

Pay By Link gives your business the flexibility to request payments securely wherever your customers are. Integrated within the Smarter Payments Portal and also available as an app on your card terminal, this feature makes it easy to send payment links by email or SMS, whether you’re working from your dashboard or directly from your device.

Choose Pay By Link as an additional service to streamline your payment process. Generate a secure payment link in seconds, send it to your customer, and let them complete their payment online with confidence. There’s no need for a website or complex setup just simple, fast payments that keep your cash flow moving.

Pay By Link is designed to fit seamlessly into your business giving you and your customers more ways to pay, with less hassle.

Flexibility for Your Business - Payment links through email, SMS, or even on your Smarter Terminal a dedicated app.

Secure Transactions - Built-in 3D Secure 2 to reduce fraud and ensure compliance with the latest regulations

Easy to Use - Create and send payment links directly from the Smarter Payments Dashboard or your terminal

Fast Set Up - Get started quickly and easily! No technical expertise is needed!

Accept Payments Across Multiple Channels - including social media, invoices, kiosks, and more!

Smarter Sales Reports

Take control of your business performance with Smarter Sales Reports. Our intuitive dashboard gives you instant access to your sales data, helping you make informed decisions and track growth at a glance.

Features & Benefits
  • View number of sales and total amounts
  • Compare weekly, monthly or yearly sales
  • Breakdown of payment methods
  • View successful, pending and failed payments
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Your all-in-one command centre for seamless transactions

Effortless Payments, Wherever Business Happens

With Pay by Link, you can request and accept payments from your customers no matter where they are. Simply generate a secure payment link from your Smarter Payments Portal or terminal app and send it by email or SMS. Your customers complete their transaction online through a safe, user-friendly checkout, making it easy for you to get paid quickly, reduce manual chasing, and offer a seamless payment experience every time.

Email Payments Made Simple
Taking card payments by email gives you and your customers peace of mind. Log into your secure Smarter Payments Dashboard, enter the payment amount and customer details, and send a payment link. It’s fast, secure, and hassle-free.

SMS Payments
Send payment links via text for instant customer convenience. Perfect for on-the-go payments or quick follow-ups.

Terminal Integration
With Smarter Payments, you can even send payment links directly from your card terminal which has the Smarter Dashboard uploaded ready for your business to use,  making it easier than ever to manage payments.

Payment Methods Supported
American Express,  Android Pay,  Apple Pay, Contactless, Mastercard, Maestro, Visa

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What our customers say

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Erol Canpolat profile picture
Erol Canpolat
15 April 2025
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We’ve been using Smarter Payments for our card processing, and the experience has been excellent from start to finish. A big thank you to Akaash Bhatia, who guided us through the entire setup process — he was professional, knowledgeable, and made everything incredibly easy. The card machines are reliable, easy to use, and perfect for our day-to-day operations. Customer service has been top-notch, and the competitive rates and quick payouts have made a real difference. We highly recommend Smarter Payments to any business looking for a reliable and supportive payment provider!
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LUCAS profile picture
LUCAS
9 April 2025
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JADE gets the 5 star for service! After suffering from some initial poor service, we were fortunate to have Jade pick up on our issues. Her personality and enthusiasm for problem solving shone through, quickly picking up on the situation and making sure that we were back up and running ASAP. Thank you Jade.
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Cory Car Paints Ltd profile picture
Cory Car Paints Ltd
13 January 2025
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⭐️⭐️⭐️⭐️⭐️ Jade was absolutely fantastic! She quickly identified and resolved our issue with great professionalism and efficiency. Her friendly and approachable manner made the whole process stress-free. We’re so impressed with her service—thank you, Jade, for sorting everything out straight away! Highly recommend Smarter Payments for their exceptional customer care.
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andrew goodwin profile picture
andrew goodwin
2 October 2024
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Very helpful and reasonable prices i wouldnt use anyone else
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Tidy dude profile picture
Tidy dude
22 August 2024
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Thank you for helping me with Trust payments. Everything has worked great and any problems I’ve had has been dealt with very efficiently. Thank you again for you help. Highly recommend.
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Paws for thought Dog Groomers
14 August 2024
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I find the service I get is second to none I did have an issue with being overcharged ie for 2 machines when I have only got one but it was sorted out with no fuss and very quickly. I will be continuing to use there service and have no problem recommending them to other businesses
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Joanne Robinson profile picture
Joanne Robinson
18 January 2024
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We've been using Smarter Payments for a year now and find the system easy to use and cannot fault the service provided.
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Bhavin Panchal profile picture
Bhavin Panchal
17 January 2024
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very good
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Gihan Bobby profile picture
Gihan Bobby
2 January 2024
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Great service.. thank you

Pay by Link FAQs FAQs

How do I set up and send a Pay By Link?

Getting started with Pay By Link is straightforward with Smarter Payments. First, you’ll need a Merchant ID (MID) set up with us. We’ll guide you through a quick application process to supply your MID and create your secure login for the Smarter Portal. Once you’re set up, you’ll have access to all the features you need.

To send a Pay By Link, simply log in to your Smarter Portal, select the Pay By Link option, enter your customer’s payment details, and send the link via email or text—your customer can pay securely online in just a few clicks. If you’d like even more flexibility, we can also add the Pay By Link app to your card terminal, so you can generate payment links directly from your device.

If you ever need help at any stage, our support team is always available to walk you through the setup or answer any questions. We’re here to make sure your business can start taking secure remote payments as quickly and easily as possible.

Who can benefit from using Pay By Link?

Pay By Link is a flexible payment solution designed to help a wide range of businesses take secure, remote payments quickly and easily. It’s especially valuable for B2B service providers, such as accountants, legal firms, consultants, and other professionals, who regularly invoice clients and need a simple way to collect payments without face-to-face interaction. Retailers who offer mail order or phone sales, as well as businesses that operate remotely or have clients spread across different locations, will also find Smarter Payments Pay By Link incredibly useful.

Beyond professional services, Pay By Link is a great fit for any business looking to streamline their payment process and improve cash flow. Whether you’re managing recurring invoices, chasing overdue payments, or just want to offer your customers a fast, convenient way to pay, Pay By Link makes the process seamless. It’s ideal for businesses that value efficiency, security, and customer satisfaction, allowing you to send secure payment links via email or text, track payment status in real time, and get funds quickly, typically by the next working day.

Ultimately, if your business needs a straightforward, secure, and cost-effective way to accept payments remotely, Pay By Link is a smart choice. It helps you get paid faster, reduces admin time, and delivers a professional experience for your clients.

What is Pay By Link and how does it work?

Pay By Link lets you create a secure payment link that you can send to your customers via email or text. Your customer clicks the link, enters their card details, and completes the payment online, with no need for a physical card machine or in-person transaction.

Get in Touch

Call us today to book your initial appointment on 0300 3035 264. Our UK team are ready to guide you through the process.
Alternatively, you can send us a message and one of our team will call you back.