The Smarter way to
Take Payments

Whether you are looking to take payments online, over the phone, by mail order or simply overpaying with your current card machine supplier, Smarter Payments have the solutions to provide a cost effective, no nonsense solution.

Check my rate

Make the switch

No PCI Compliance Fees

Funds Received Quickly

Only Pay Back as You Earn

No Hidden Fees or Monthly Charges

Easy to Renew

Find the Tools That Work For You

Card Machines

Smarter Payments offers a wide range of card terminals to suit the needs of any business, including countertop, portable, and Wi-Fi models. Designed for reliability and ease of use, our terminals provide fast, secure payment processing, helping businesses deliver a seamless checkout experience. With transparent pricing, no hidden fees, and competitive rates, our card terminals are a cost-effective solution for businesses looking to save money. Plus, with free next-day payments and ongoing customer support, Smarter Payments ensures your payment process is efficient, secure, and backed by a team you can trust.

Learn more

Online Payments

Smarter Payments offers cost-effective eCommerce solutions designed to help businesses save money while optimising their online payment processes. With seamless WooCommerce integration and advanced development options like FTP for more intricate setups, we provide secure and reliable payment handling tailored to your needs. Our competitive rates, transparent pricing, and no hidden fees mean businesses can significantly reduce processing costs.

Learn more

Smarter Payments Dashboard

The Smarter Payments Dashboard is a powerful, secure platform that simplifies payment management for businesses. With features like PayByLink, recurring payments, and QR code transactions, it streamlines operations, saves time, and boosts cash flow. Backed by advanced security, it’s the ultimate tool for businesses to handle payments efficiently and cost-effectively.

Learn more

Why Choose Smarter Payments?

Simple, Transparent Pricing

Our customers know exactly what they are paying and why.

No added fees. No surprises!

Our Merchant Account Solutions Grow with your Business

From start-ups, sole traders, partnerships, SME’s to large multinational companies our payment solutions are prepared to accommodate your evolution.

Problems Solved

Questions about your account, payment system, terminal or business? We are here to support you every step of the way. Always human, never bots.

Security for Peace of Mind

Our EMV-compliant and PCI DSS-certified solutions ensure end-to-end data security, giving your business peace of mind.

Payment Solutions  that Deliver

The technology we use will ensure you never have to worry about offering the most up to date payment system.

We've got your Industry Covered

No matter which industry your business operates within our team of experts can find you the right payment solution.

Book an appointment today and find out what card machine is right for you

Book Now

Switching Made Easy

As easy as 1-2-3

Quotes Tailored to Your Business

We start by understanding your business's needs to ensure the perfect payment solution is chosen. Our team provides a clear, competitive, and tailored quote. Once agreed, we’ll move quickly to the next step.

Fast Account Setup & Machine Installation

After the quote is approved and your Merchant ID (MID) is issued, we’ll arrange for your new card machine to be delivered. With fast account setup (typically within 3 days, provided all KYC documents are submitted), we’ll guide you through the installation process, ensuring your machine is ready to take payments without delay.

Hassle-Free Cancellation Assistance

Switching providers doesn’t need to be stressful. Our team will assist you through the cancellation process, answer your questions, and even contribute towards cancellation fees if applicable. We’re here to make the transition smooth and simple.

Check to see if you can save money the Smarter way

Make the switch

Helping communities across the UK

300

New startups joining Smarter Payments since Jan 2024.

4000+

Trees planted since 2020 across the UK.

£8,000

Donated to our Charity of the year.

What our customers say

    
 
 
       Posted on Google  
   
   Erol Canpolat 
 15 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. We’ve been using Smarter Payments for our card processing, and the experience has been excellent from start to finish. A big thank you to Akaash Bhatia, who guided us through the entire setup process — he was professional, knowledgeable, and made everything incredibly easy. The card machines are reliable, easy to use, and perfect for our day-to-day operations. Customer service has been top-notch, and the competitive rates and quick payouts have made a real difference. We highly recommend Smarter Payments to any business looking for a reliable and supportive payment provider!
  
 
      Posted on Google  
   
   LUCAS 
 9 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. JADE gets the 5 star for service!  After suffering from some initial poor service, we were fortunate to have Jade pick up on our issues.  Her personality and enthusiasm for problem solving shone through, quickly picking up on the situation and making sure that we were back up and running ASAP.  Thank you Jade.
  
 
      Posted on Google  
   
   Cory Car Paints Ltd 
 13 January 2025
 
 
 Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Jade was absolutely fantastic! She quickly identified and resolved our issue with great professionalism and efficiency. Her friendly and approachable manner made the whole process stress-free. We’re so impressed with her service—thank you, Jade, for sorting everything out straight away! Highly recommend Smarter Payments for their exceptional customer care.
  
 
      Posted on Google  
   
   andrew goodwin 
 2 October 2024
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful and reasonable prices i wouldnt use anyone else
  
 
      Posted on Google  
   
   Tidy dude 
 22 August 2024
 
 
 Trustindex verifies that the original source of the review is Google. Thank you for helping me with Trust payments. Everything has worked great and any problems I’ve had has been dealt with very efficiently. Thank you again for you help. Highly recommend.
  
 
      Posted on Google  
   
   Paws for thought Dog Groomers 
 14 August 2024
 
 
 Trustindex verifies that the original source of the review is Google. I find the service I get is second to none I did have an issue with being overcharged ie for 2 machines when I have only got one but it was sorted out with no fuss and very quickly. I will be continuing to use there service and have no problem recommending them to other businesses
  
 
      Posted on Google  
   
   Joanne Robinson 
 18 January 2024
 
 
 Trustindex verifies that the original source of the review is Google. We've been using Smarter Payments for a year now and find the system easy to use and cannot fault the service provided.
  
 
      Posted on Google  
   
   Bhavin Panchal 
 17 January 2024
 
 
 Trustindex verifies that the original source of the review is Google. very good
  
 
      Posted on Google  
   
   Gihan Bobby 
 2 January 2024
 
 
 Trustindex verifies that the original source of the review is Google. Great service.. thank you

The Smarter way to Take Payments

Find the Tools That Work For You

Card Machines

Online Payments

Smarter Payments Dashboard

Why Choose Smarter Payments?

Simple, Transparent Pricing

Our Merchant Account Solutions Grow with your Business

Problems Solved

Security for Peace of Mind

Payment Solutions that Deliver

We've got your Industry Covered

Book an appointment today and find out what card machine is right for you

Switching Made Easy

As easy as 1-2-3

Quotes Tailored to Your Business

Fast Account Setup & Machine Installation

Hassle-Free Cancellation Assistance

Check to see if you can save money the Smarter way

Helping communities across the UK

What our customers say

Our Customers

The Smarter way to
Take Payments

Security for Peace of Mind

Payment Solutions  that Deliver