Power Your Subscription Business with Recurring Payments

For businesses that rely on regular customer payments like subscription services, memberships, or ongoing contracts Smarter Payments’ Recurring Payments is designed to make your life easier. Our platform gives you the tools to automate billing, streamline collections, and manage every aspect of your recurring revenue with confidence. Whether you’re running a gym, an accounting firm, or a digital subscription service, you can count on Smarter Payments to simplify the process, reduce manual admin, and ensure your customers always have a seamless payment experience.

With our unified dashboard, flexible scheduling options, and robust security, you can set up and manage all your recurring payments in just a few clicks. Automated reminders and follow-ups help minimise missed or late payments, keeping your cash flow predictable and your business running smoothly. Plus, with our dedicated support team always on hand, you get the peace of mind that comes from working with a partner who puts your business first.

Mobile Business taking payments using a QR Code.

Automated billing for subscription and membership payments

Unified dashboard to manage all recurring payments and customer details

Flexible payment schedules to suit your business and client needs

Automated reminders and follow-ups to reduce missed or late payments

Secure, GDPR-compliant processing with real-time reporting

Smarter Sales Reports

Take control of your business performance with Smarter Sales Reports a powerful, user-friendly dashboard designed to put all your sales data right at your fingertips. Whether you’re running a busy retail shop, a professional services firm, or managing multiple locations, our reporting suite makes it easy to understand what’s driving your revenue and where there’s room to grow.

Features & Benefits
  • Instant Overview of Sales Activity
  • Compare Weekly, Monthly or Yearly Sales on the Dashboard
  • Breakdown of Payment Methods
  • View Successful, Pending and Failed Payments
  • Action Insights for Growth
  • Secure and Accessible
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Your all-in-one command centre for seamless transactions

Turn Regular Payments Into Reliable Revenue with Smarter Payments

With around 155 million active subscriptions in the UK totalling £26 billion in consumer spend every year, recurring payments are now a major growth driver for businesses of all sizes. If you’re collecting subscription fees, membership dues, or ongoing service charges, Smarter Payments makes it easy to automate and secure your revenue.

Person signing in to make payment on a laptop

Grow with Confidence 
Tap into the booming subscription economy and enjoy steady, predictable revenue without the stress of chasing payments. Smarter Payments’ Recurring Payments lets you automate collections, strengthen customer loyalty, and focus on scaling your business—while we keep your cash flow healthy and your payments secure.

Effortless Automation 
Set up, manage, and track recurring payments in just a few clicks, no technical skills needed. Smarter Payments automates invoicing and follow-ups, saving you time and making billing simple for both you and your customers.

Stay Supported 
Enjoy peace of mind with secure processing and real, human support whenever you need it. Our dedicated team is always ready to help with any questions or issues. With Smarter Payments, you get ongoing assistance and genuine care, every step of the way.

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What our customers say

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Erol Canpolat profile picture
Erol Canpolat
15 April 2025
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We’ve been using Smarter Payments for our card processing, and the experience has been excellent from start to finish. A big thank you to Akaash Bhatia, who guided us through the entire setup process — he was professional, knowledgeable, and made everything incredibly easy. The card machines are reliable, easy to use, and perfect for our day-to-day operations. Customer service has been top-notch, and the competitive rates and quick payouts have made a real difference. We highly recommend Smarter Payments to any business looking for a reliable and supportive payment provider!
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LUCAS profile picture
LUCAS
9 April 2025
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JADE gets the 5 star for service! After suffering from some initial poor service, we were fortunate to have Jade pick up on our issues. Her personality and enthusiasm for problem solving shone through, quickly picking up on the situation and making sure that we were back up and running ASAP. Thank you Jade.
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Cory Car Paints Ltd profile picture
Cory Car Paints Ltd
13 January 2025
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⭐️⭐️⭐️⭐️⭐️ Jade was absolutely fantastic! She quickly identified and resolved our issue with great professionalism and efficiency. Her friendly and approachable manner made the whole process stress-free. We’re so impressed with her service—thank you, Jade, for sorting everything out straight away! Highly recommend Smarter Payments for their exceptional customer care.
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andrew goodwin
2 October 2024
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Very helpful and reasonable prices i wouldnt use anyone else
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Tidy dude profile picture
Tidy dude
22 August 2024
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Thank you for helping me with Trust payments. Everything has worked great and any problems I’ve had has been dealt with very efficiently. Thank you again for you help. Highly recommend.
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Paws for thought Dog Groomers
14 August 2024
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I find the service I get is second to none I did have an issue with being overcharged ie for 2 machines when I have only got one but it was sorted out with no fuss and very quickly. I will be continuing to use there service and have no problem recommending them to other businesses
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Joanne Robinson profile picture
Joanne Robinson
18 January 2024
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We've been using Smarter Payments for a year now and find the system easy to use and cannot fault the service provided.
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Bhavin Panchal profile picture
Bhavin Panchal
17 January 2024
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very good
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Gihan Bobby profile picture
Gihan Bobby
2 January 2024
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Great service.. thank you

Recurring Payments FAQs

What happens if a customer misses a recurring payment?

If a customer’s payment fails due to insufficient funds or an expired card, the Smarter Portal will automatically notify you and can send a reminder to your customer. You’ll have the flexibility to retry the payment, update customer details, or pause the plan if needed.

This feature helps you stay on top of your cash flow and maintain strong relationships with your customers by addressing issues quickly and professionally.

Can I manage and track all my recurring payments in one place?

Yes! The Smarter Portal provides a unified dashboard where you can view, manage, and track all your recurring payments in real time. You’ll see which payments are upcoming, which have been completed, and any that may have failed or need follow-up.

This centralised view helps you stay organised and ensures you never miss a payment. Plus, you can export reports for your records or accounting purposes, making financial management even easier.

What are recurring payments and how do they work with Smarter Payments?

Recurring payments are automated transactions that allow your business to collect payments from customers on a regular schedule, weekly, monthly, quarterly (whatever schedule that suits your business), without needing to chase invoices each time. With Smarter Payments, you can easily set up and manage these payments through the Smarter Portal. The system handles everything from scheduling to processing, so you can focus on running your business while we handle the admin.

Our portal makes it simple to adjust payment amounts, dates, and frequencies as needed. Plus, you’ll have a unified dashboard to monitor all your recurring transactions, reducing manual work and giving you peace of mind that payments are being collected reliably.

Get in Touch

Call us today to book your initial appointment on 0300 3035 264. Our UK team are ready to guide you through the process.
Alternatively, you can send us a message and one of our team will call you back.