Flexible E-commerce Payment Solutions

1. Download the Plugin:
   Head to the Smarter Payments website and download the official WooCommerce plugin.
2. Install the Plugin:
   In your WordPress admin panel, upload the plugin file and activate it. This will add Smarter Payments as a payment option in your WooCommerce settings.

3. Create a Merchant Account:
   Sign up with Smarter Payments by providing the required business documents. Our team will help you through the onboarding process.

4. Receive Your Credentials:
   Once your merchant account is approved, you’ll receive a unique Client ID and Secret Code from the Smarter Payments team.

5. Configure the Plugin:
   Go to your WooCommerce payment settings in WordPress, enter your Client ID and Secret Code, and set your payment preferences—such as supported currencies and payment methods.

6. Test the Plugin:
   Use the test data provided by Smarter Payments to run test transactions. This ensures everything is working smoothly before you go live.

7. Start Accepting Payments:
   Once you’ve verified everything is set up, your store will be ready to accept secure card payments (Visa, Mastercard, etc.), mobile wallets (Apple Pay, Google Pay), and even recurring payments.

If you run into any issues or need help during setup, our support team is always available to guide you through the process. Would you like a downloadable setup checklist or a video walkthrough as well?

Integrating Smarter Payments with your website is designed to be straightforward and flexible. If you use WordPress, our dedicated WooCommerce plugin allows you to add secure online payments quickly, with simple installation and clear setup guides. For those with custom-built sites or unique needs, our API enables you to create a branded, hosted payment page that fits seamlessly into your checkout process.

No matter which option you choose, you’ll have access to detailed documentation and our friendly support team, who are ready to assist with setup and troubleshooting. We’re here to make sure your integration goes smoothly, so you can start accepting payments online with confidence and minimal hassle.

With Smarter Payments’ e-commerce solution, you can accept a wide range of payment methods to suit your customers’ preferences. This includes all major debit and credit cards (Visa, Mastercard, American Express, and more), as well as leading digital wallets like Apple Pay and Google Pay for fast, secure, one-touch checkouts. Our platform is designed to handle domestic and international transactions, so you can serve customers from the UK and worldwide. Additionally, our system is regularly updated to support new and emerging payment types, ensuring your business stays ahead of the curve.

Smarter Payments’ E-commerce solutions, particularly those using 3d Secure, protect merchants against chargeback liability by adding an extra layer of authentication provided by the card issuer. If a fraudulent transaction is authenticated through 3d Secure, the liability often shifts to the acquirer (the payment processor), not the merchant. This means merchants are safeguarded from misleading chargebacks, reducing financial risks and ensuring peace of mind.

Yes, Ecommerce payments with Smarter Payments are highly secure. Smarter Payments integrates contact centre and Ecommerce transactions with a 3d Secure payment solution. This ensures that users enter their card details in a secure web form and authenticate the transaction with a secret password, similar to an online version of ‘chip and pin.’ Additionally, Smarter Payments offers the ability to securely store card details for recurring payments, providing added convenience and security for businesses and customers alike.